Discover (reprise)

So last night’s 11:07 post from my Blackberry never made it to Posterous. Thumbs down.

I knew it was delayed, so since I was desperate for bed, I instead composed a Facebook note to meet my daily midnight deadline and posted in that manner. It had been a long, emotionally draining week and I was in serious need of some shut-eye. I assumed my emailed writings would ultimately rendezvous with Posterous and auto-post the way it normally does. This morning upon waking, however, I realized that didn’t happen.

The error? Our agency is moving offices today through the weekend, and the servers were down earlier in the day. After getting a flood of emails yesterday afternoon at 3:54, then more throughout the evening, I figured they were back up and running, and that all was well in the world of servers. Nope. Sigh.

Anywhoooooooooo…here is last night’s post that made it onto my Facebook page.


Credit card companies are good at making us believe that we can get something for practically nothing.

You have to use the card to get something back when, in reality, we often end up with less than we had to start with.

It’s sort of like the idea of a sale: save by spending.

What? Huh? End of the day, you’re still out the cash.

Don’t get me wrong. I love a good sale, and I’ll shop around for a deal when I need something. But more often than not, that need isn’t real. It’s more of a want.

Tonight, “It pays to Discover” struck me in a new way. While we may get something by using the card, they get much more. If you think about interest fees, late charges and our simple dependency on the card, they benefit from us.

Wouldn’t the payout be better if we realized we don’t need to go the credit route? Wouldn’t the payout of realizing that we can easily do without something we think we need be better than not thinking and simply buying?

Tonight I am thankful for the idea of scaling back, needing less, wanting less and finding ways to discover things truly meaningful for me — without spending a dime.

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